Underinsured Motorist

Plaintiff says the impact caused neck and back problems; defendant disputes extent of injury and necessity of treatment.

Snap-on Tools route salesman says injuries in accident forced him to leave his occupation.

Rear-ender at low impact exacerbates preexisting condition. Uninsured motorist arbitration.

Liable defendant in highway crash only has $15K insurance. Need for surgery is claimed.

Twenty percent contributory negligence assigned to claimant.

Insurer disputes necessity for lumbar surgery in UIM claim before it pays policy limits in arbitration award.

UM claim in rear-ender goes to arbitration when State Farm offers only $13K against a $250K UM policy. Plaintiff was 51 years old and self-employed. Large loss-of-earnings claim.  

Airbag deploys in left-turn crash and plaintiff is briefly unconscious. Has pain injections and claims she will need neck surgery. Defense doc says pain is from degenerative conditions of her neck. 

After plaintiff makes his second UIM claim for a hit-and-run accident, insurer cries foul.

Mercury suspects fraud and medical overtreatment; refuses claims under UIM policy.

GEICO makes low-ball offer on uninsured motorist claim following heavy-impact accident. Arbitration took place 15 months after accident.

Plaintiff injured in auto accidcent says her insurer should have paid UIM claim earlier, lost her medical records.

Collision with underinsured motorist results in causation dispute with insurer.

Insurer argues that arbitration should not have proceeded due to plaintiff's failure to pursue workers' compensation claim and plaintiff's last-minute claims for future medical treatment.