Underinsured Motorist

Claimant passenger not wearing seat belt when car hit by underinsured motorist. Arb award of $809K.

Twenty percent contributory negligence assigned to claimant.

Case Name: Renzo Tarazona v. Indian Harbor Insurance Company
Date of Verdict or Judgment: Thursday, May 27, 2021
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With only $15K insurance from liable party, insured makes UIM claim. $178K. Marin County.

Liable defendant in highway crash only has $15K insurance. Need for surgery is claimed.

Case Name: Wallace v. California Capital Insurance Company
Date of Verdict or Judgment: Thursday, May 27, 2021
Thursday, 27 May 2021
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Insurer disputes extent of injury and treatment after rear-ender UIM claim. $985K. San Joaquin County.

Insurer disputes necessity for lumbar surgery in UIM claim before it pays policy limits in arbitration award.

Case Name: Michael Gogue v. James River Insurance Company
Date of Verdict or Judgment: Tuesday, December 22, 2020
Tuesday, 22 December 2020
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Lowball offer by State Farm in UM rear-ender. $382K. Nevada County.

UM claim in rear-ender goes to arbitration when State Farm offers only $13K against a $250K UM policy. Plaintiff was 51 years old and self-employed. Large loss-of-earnings claim.

Case Name: Peterson v. State Farm Mutual Automobile Insurance Company
Date of Verdict or Judgment: Friday, December 18, 2020
Friday, 18 December 2020
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Allstate disputes causation, need for surgery in UIM case. $151K arb award.

Airbag deploys in left-turn crash and plaintiff is briefly unconscious. Has pain injections and claims she will need neck surgery. Defense doc says pain is from degenerative conditions of her neck.

Case Name: Ramirez v. Allstate
Date of Verdict or Judgment: Wednesday, August 26, 2020
Wednesday, 26 August 2020
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Insurance company claims fraud after hit-and-run accident claim. $159K arbitration award.

After plaintiff makes his second UIM claim for a hit-and-run accident, insurer cries foul.

Case Name: Michael Manes v. Allstate Northbrook Indemnity Company
Date of Verdict or Judgment: Tuesday, May 26, 2020
Tuesday, 26 May 2020
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UIM arbitration award of $100,000 against Mercury Insurance.

Mercury suspects fraud and medical overtreatment; refuses claims under UIM policy.

Case Name: Ghazaryan v. Mercury Insurance Group
Date of Verdict or Judgment: Saturday, October 13, 2018
Saturday, 13 October 2018
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Uninsured motorist action follows injury to retiree after illegal u-turn. $48,250 arb award. Los Angeles.

GEICO makes low-ball offer on uninsured motorist claim following heavy-impact accident. Arbitration took place 15 months after accident.

Case Name: Hooshang Zelli, Faranak Amir Ebrahimi v. Geico General Insurance Co.
Date of Verdict or Judgment: Wednesday, December 30, 2015
Wednesday, 30 December 2015
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Defense verdict in UIM bad-faith claim against Mid-Century. Napa County.

Plaintiff injured in auto accidcent says her insurer should have paid UIM claim earlier, lost her medical records.

Case Name: Brenda D. Woods & Carlos Rodriguez v. Mid-Century Insurance Company
Date of Verdict or Judgment: Tuesday, November 03, 2015
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Arbitration award of $151,143 net after dispute over extent of injuries. Los Angeles County.

Collision with underinsured motorist results in causation dispute with insurer.

Case Name: Caitlin Owens v. Allstate Indemity Company
Date of Verdict or Judgment: Thursday, May 29, 2014
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UIM claim results in an award less than settlement in underlying matter. Orange County.

Arbitrator says plaintiff already received enough insurance compensation, no UIM award due.

Case Name: Kratter v. Safeco Insurance
Thursday, 22 January 2015
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Underinsured motorist arbitration after low-impact rearender nets $520K. San Diego County.

Security guard is rearended while on the job; minor property damage to car. Defense says pre-existing conditions were the cause of his ongoing pain and disability.

Case Name: Ronald Mangold v. Truck Insurance Exchange (Farmers)
Tuesday, 02 June 2015
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Rear-ender results in UIM arbitration award. $59K. Los Angeles County.

Plaintiff says the impact caused neck and back problems; defendant disputes extent of injury and necessity of treatment.

Case Name: Jesus Lopez v. Allstate Indemnity Company
Monday, 28 October 2019
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Extent of injury and treatment disputed by State Farm after crash. $227K arb award after low offer.

Rear-ender at low impact exacerbates preexisting condition. Uninsured motorist arbitration.

Case Name: Wade Atteberry v. State Farm
Tuesday, 02 February 2021
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