Underinsured Motorist

Claimant passenger not wearing seat belt when car hit by underinsured motorist. Arb award of $809K.

Twenty percent contributory negligence assigned to claimant.

  • Case Name: Renzo Tarazona v. Indian Harbor Insurance Company
  • Date of Verdict or Judgment: Thursday, May 27, 2021

With only $15K insurance from liable party, insured makes UIM claim. $178K. Marin County.

Liable defendant in highway crash only has $15K insurance. Need for surgery is claimed.

  • Case Name: Wallace v. California Capital Insurance Company
  • Date of Verdict or Judgment: Thursday, May 27, 2021
  • Thursday, 27 May 2021

Insurer disputes extent of injury and treatment after rear-ender UIM claim. $985K. San Joaquin County.

Insurer disputes necessity for lumbar surgery in UIM claim before it pays policy limits in arbitration award.

  • Case Name: Michael Gogue v. James River Insurance Company
  • Date of Verdict or Judgment: Tuesday, December 22, 2020
  • Tuesday, 22 December 2020

Lowball offer by State Farm in UM rear-ender. $382K. Nevada County.

UM claim in rear-ender goes to arbitration when State Farm offers only $13K against a $250K UM policy. Plaintiff was 51 years old and self-employed. Large loss-of-earnings claim.  

  • Case Name: Peterson v. State Farm Mutual Automobile Insurance Company
  • Date of Verdict or Judgment: Friday, December 18, 2020
  • Friday, 18 December 2020

Allstate disputes causation, need for surgery in UIM case. $151K arb award.

Airbag deploys in left-turn crash and plaintiff is briefly unconscious. Has pain injections and claims she will need neck surgery. Defense doc says pain is from degenerative conditions of her neck. 

  • Case Name: Ramirez v. Allstate
  • Date of Verdict or Judgment: Wednesday, August 26, 2020
  • Wednesday, 26 August 2020

Insurance company claims fraud after hit-and-run accident claim. $159K arbitration award.

After plaintiff makes his second UIM claim for a hit-and-run accident, insurer cries foul.

  • Case Name: Michael Manes v. Allstate Northbrook Indemnity Company
  • Date of Verdict or Judgment: Tuesday, May 26, 2020
  • Tuesday, 26 May 2020

UIM arbitration award of $100,000 against Mercury Insurance.

Mercury suspects fraud and medical overtreatment; refuses claims under UIM policy.

  • Case Name: Ghazaryan v. Mercury Insurance Group
  • Date of Verdict or Judgment: Saturday, October 13, 2018
  • Saturday, 13 October 2018

Uninsured motorist action follows injury to retiree after illegal u-turn. $48,250 arb award. Los Angeles.

GEICO makes low-ball offer on uninsured motorist claim following heavy-impact accident. Arbitration took place 15 months after accident.

  • Case Name: Hooshang Zelli, Faranak Amir Ebrahimi v. Geico General Insurance Co.
  • Date of Verdict or Judgment: Wednesday, December 30, 2015
  • Wednesday, 30 December 2015

Defense verdict in UIM bad-faith claim against Mid-Century. Napa County.

Plaintiff injured in auto accidcent says her insurer should have paid UIM claim earlier, lost her medical records.

  • Case Name: Brenda D. Woods & Carlos Rodriguez v. Mid-Century Insurance Company
  • Date of Verdict or Judgment: Tuesday, November 03, 2015

Arbitration award of $151,143 net after dispute over extent of injuries. Los Angeles County.

Collision with underinsured motorist results in causation dispute with insurer.

  • Case Name: Caitlin Owens v. Allstate Indemity Company
  • Date of Verdict or Judgment: Thursday, May 29, 2014

UIM claim results in an award less than settlement in underlying matter. Orange County.

Arbitrator says plaintiff already received enough insurance compensation, no UIM award due.

  • Case Name: Kratter v. Safeco Insurance
  • Thursday, 22 January 2015

Underinsured motorist arbitration after low-impact rearender nets $520K. San Diego County.

Security guard is rearended while on the job; minor property damage to car. Defense says pre-existing conditions were the cause of his ongoing pain and disability.

  • Case Name: Ronald Mangold v. Truck Insurance Exchange (Farmers)
  • Tuesday, 02 June 2015

Rear-ender results in UIM arbitration award. $59K. Los Angeles County.

Plaintiff says the impact caused neck and back problems; defendant disputes extent of injury and necessity of treatment.

  • Case Name: Jesus Lopez v. Allstate Indemnity Company
  • Monday, 28 October 2019

Extent of injury and treatment disputed by State Farm after crash. $227K arb award after low offer.

Rear-ender at low impact exacerbates preexisting condition. Uninsured motorist arbitration.

  • Case Name: Wade Atteberry v. State Farm
  • Tuesday, 02 February 2021

Insurer claims over-treatment in UIM case. $712.5K. San Diego County.

Snap-on Tools route salesman says injuries in accident forced him to leave his occupation.

  • Case Name: Stephan, et al., v. Great American Insurance Co.
  • Friday, 19 March 2021

$742K UIM arbitration award against Wesco Insurance Company. San Diego County.

Insurer argues that arbitration should not have proceeded due to plaintiff's failure to pursue workers' compensation claim and plaintiff's last-minute claims for future medical treatment.

  • Case Name: Jason Pearce v. Wesco Insurance
  • Tuesday, 05 October 2021
  • Wednesday, 03 November 2021