Underinsured Motorist

Insurer disputes extent of injury and treatment after rear-ender UIM claim. $985K. San Joaquin County.

Insurer disputes necessity for lumbar surgery in UIM claim before it pays policy limits in arbitration award.

  • Case Name: Michael Gogue v. James River Insurance Company
  • Date of Verdict or Judgment: Tuesday, December 22, 2020
  • Tuesday, 22 December 2020
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Lowball offer by State Farm in UM rear-ender. $382K. Nevada County.

UM claim in rear-ender goes to arbitration when State Farm offers only $13K against a $250K UM policy. Plaintiff was 51 years old and self-employed. Large loss-of-earnings claim.  

  • Case Name: Peterson v. State Farm Mutual Automobile Insurance Company
  • Date of Verdict or Judgment: Friday, December 18, 2020
  • Friday, 18 December 2020
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Allstate disputes causation, need for surgery in UIM case. $151K arb award.

Airbag deploys in left-turn crash and plaintiff is briefly unconscious. Has pain injections and claims she will need neck surgery. Defense doc says pain is from degenerative conditions of her neck. 

  • Case Name: Ramirez v. Allstate
  • Date of Verdict or Judgment: Wednesday, August 26, 2020
  • Wednesday, 26 August 2020
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Insurance company claims fraud after hit-and-run accident claim. $159K arbitration award.

After plaintiff makes his second UIM claim for a hit-and-run accident, insurer cries foul.

  • Case Name: Michael Manes v. Allstate Northbrook Indemnity Company
  • Date of Verdict or Judgment: Tuesday, May 26, 2020
  • Tuesday, 26 May 2020
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UIM arbitration award of $100,000 against Mercury Insurance.

Mercury suspects fraud and medical overtreatment; refuses claims under UIM policy.

  • Case Name: Ghazaryan v. Mercury Insurance Group
  • Date of Verdict or Judgment: Saturday, October 13, 2018
  • Saturday, 13 October 2018
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Uninsured motorist action follows injury to retiree after illegal u-turn. $48,250 arb award. Los Angeles.

GEICO makes low-ball offer on uninsured motorist claim following heavy-impact accident. Arbitration took place 15 months after accident.

  • Case Name: Hooshang Zelli, Faranak Amir Ebrahimi v. Geico General Insurance Co.
  • Date of Verdict or Judgment: Wednesday, December 30, 2015
  • Wednesday, 30 December 2015
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Defense verdict in UIM bad-faith claim against Mid-Century. Napa County.

Plaintiff injured in auto accidcent says her insurer should have paid UIM claim earlier, lost her medical records.

  • Case Name: Brenda D. Woods & Carlos Rodriguez v. Mid-Century Insurance Company
  • Date of Verdict or Judgment: Tuesday, November 03, 2015
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Arbitration award of $151,143 net after dispute over extent of injuries. Los Angeles County.

Collision with underinsured motorist results in causation dispute with insurer.

  • Case Name: Caitlin Owens v. Allstate Indemity Company
  • Date of Verdict or Judgment: Thursday, May 29, 2014
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UIM claim results in an award less than settlement in underlying matter. Orange County.

Arbitrator says plaintiff already received enough insurance compensation, no UIM award due.

  • Case Name: Kratter v. Safeco Insurance
  • Thursday, 22 January 2015
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Underinsured motorist arbitration after low-impact rearender nets $520K. San Diego County.

Security guard is rearended while on the job; minor property damage to car. Defense says pre-existing conditions were the cause of his ongoing pain and disability.

  • Case Name: Ronald Mangold v. Truck Insurance Exchange (Farmers)
  • Tuesday, 02 June 2015
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Rear-ender results in UIM arbitration award. $59K. Los Angeles County.

Plaintiff says the impact caused neck and back problems; defendant disputes extent of injury and necessity of treatment.

  • Case Name: Jesus Lopez v. Allstate Indemnity Company
  • Monday, 28 October 2019
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